A Fruitful Retirement: Social Security Benefit Want to be Smarter With Your Money? Join our mailing list and get news and info to support your financial goals. First Name Last Name Email Address Thank you! Oops! Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Social Security: The $64,000 Question One of the most common questions people ask about Social Security is when they should start taking benefits. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.